Pursue the medical liability insurance system in Hainan

Pursue the medical liability insurance system in Hainan
Pursue the medical liability insurance system in Hainan
It is reported ' Reporter Liu ZeLin) From September 1, once the malpractice, mistake and accident happen in the public hospital inside the province of Hainan, while doing harm to patient, it is single to be be buried by the insurance company. A few days ago, department of public health and Hainan Province Insurance Regulatory Bureau of Hainan Province jointly released " notice about pursuing the medical liability insurance system in the public medical organization of the whole province in unison ", make the above-mentioned regulation. This province stipulates, public medical organization and medical worker make a diagnosis in what has been engaged in conforming with qualificationed in the nursery work, because malpractice, medical mistake and medical accident happen, cause patient's life to damage, or agree to be compensated for or compensated by insurer according to the relevant regulation. The medical liability insurance will carry out unified insurance scheme, unified claims settlement procedure, according to the possession organizational principle, all public medical organizations in the whole province must insure, and encourage other all types of medical organizations to insure. The medical liability insurance includes the mainly dangerous and accessory risk. Must assuare project while being dangerous mainly, includes, happen malpractice, medical mistake and medical treatment unexpected to lead to the fact patient's life to damage, economic compensation liability insurance undertaken by the assured; Accessory risk namely available project, includesing the medical worker has liability insurance, legal infectious disease liability insurance,etc. injured. It is reported, the insurance premium of medical responsibility of Hainan Province implements medical unit's paying and paying the way to combine together with medical worker individual. The part which the medical organization bore, charge to the cost of medical organization according to the regulation, prop up from the rank center of the business income, can't improve the expenses standard and increase the patient to bear because of participating in the medical liability insurance. From second year, adjusted the insurance premium rate according to the comprehensive situation of compensating actually etc.. The administrative department of the government will confirm the insurance enterprises of 3 to 5 through calling for bid, will give cover for the medical liability insurance of Hainan Province together. The medical liability insurance launches the situation, will list in this provincial hospital evaluating and " safe hospital " Building-up work, reject a ticket.


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