Wednesday, September 5, 2012

The consultant service of the medical reform of Hong Kong makes The deposit mixture head of the medical insurance raises 6 billion every year

The consultant service of the medical reform of Hong Kong makes The deposit mixture head of the medical insurance raises 6 billion every year
The consultant service of the medical reform of Hong Kong makes The deposit mixture head of the medical insurance raises 6 billion every year
Www.chinanews.com electricity according to Hong Kong Wen Hui Daily, influence the intersection of Hong Kong and health care reform consultant service of the whole people make finally March 14, the government of Hong Kong dishes out 6 big schemes for the public to discuss, that apply ink to paper most is by name " the personal health insurance stores " among them Compulsory insurance and forced saving mixed scheme. The unit concerned estimated, if pursued this scheme in 2011, preliminary can offer " huge " at 6 billion yuan Financing. Wife's parents emphasize on Monday Hong Kong food and health bureau chief, once want the contributions, the rate of the money provided will not exceed 5% of the salary, so as not to influence citizens' life quality. From first stage consultation period to June 13 this year this time, launch the second stage consultation at the beginning next year. It is estimated in the high mountain on Monday, can implement the medical financing reform after being from 5 to 8. " master the health and grasp life " by name Health care reform such as consultant service 13 issue," the temporary worker " correctly Far-reaching medical financing is arranged, become the focal point of the file. Propose 6 financing methods among them, include social medical treatment is ensured, by paying expenses, medical savings account, voluntary medical insurance for itself, forcing the medical insurance, and + Forced saving) . The consultant service has enumerated the pros and cons of every scheme, for citizen's reference. 5% at least of money provided " The balance between revenue and expenditure " Although consultant service has not shown the inclination of the special zone government, it was that the personal health insurance stores the scheme that the file applied ink to paper most. This scheme proposes being higher than the personage in the level of a certain salary, store a certain percentage point of the salary, but contributions person should take out and buy the compulsory insurance partly in the reserve fund, ensure third-class service charge in hospital, clinic service charge of the training and treat the Western medicine fee of the long-term disease. File have point out the intersection of contributions and rate clearly, quote precise to regard as, study, account for whole Hong kong 1/3 the intersection of temporary worker and population, moon, enter the on-the-job personage less than 15,000 yuan, 5% of the ability of necessary contributions every month " The balance between revenue and expenditure " . The file reveals, if the rate of the contributions is in 3%, the temporary workers of the deposit interest of 10,000 yuan need the contributions of 300 yuan per month, but the premium is quite expensive, the initial premium reaches 293 yuan, take it to the majority of the contributions. Retire by 65 years old " It is single to bury " While settling account, the deposit will present the negative number even more, fail totally to pay the insurance premium. The intersection of contributions and rate reach 5% only when, registered permanent residence of them have surplus, mean, adopt angstrom �� of scheme this Wash tendency Xian guanidine? %. Any personage unified the premium and ensured the unit concerned to estimate, if pursued this scheme in 2011, and enter 10,000 yuan or the above personage to implement to 1,700,000 months, preliminary can offer " huge " at 6 billion yuan Financing, mean the special zone government is 10% of budget medical expenses. Also estimate until 2033, rise with the premium, this financing is up to 41,100 million yuan. The advantage of this scheme is, unify premium and guarantee of personage of any age, even old, once there was disease, will continue being protected. And the left fund of the reserve fund is used as paying 65 medical expenses after years old, if any personage, retire or while not working, the reliable reserve fund is the premium, once the reserve fund is used up, needn't buy insurance again, but may voluntary properties continue and insure with private funds. Point out when Legislative Council introduces the necessity of the financing scheme early in 13 days in the high mountain on Monday, if maintain the statusquo, the public medical expenses will be increased to 186,600 million yuan by 37,800 million yuan between 2004 and 2033. Training clinic wait for in turn, will than increase by 3 times now estimate 2012 year. High mountain say though medical treatment bear can collapse in special zone government this again Monday, but the problem can't wait until the next and just deal with. He says, the special zone government will guarantee citizens will see a doctor because there is no money, also will consider citizens bear ability, the contributions rate of medical financing will not be higher than 5% in the future. (Li sees and fits)


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