Monday, April 23, 2012

Floating personnel's medical insurance switching will be implemented Service life the intersection of person who recognize and question leave a question open mutually

Floating personnel's medical insurance switching will be implemented Service life the intersection of person who recognize and question leave a question open mutually
Floating personnel's medical insurance switching will be implemented Service life the intersection of person who recognize and question leave a question open mutually
Employee's medical insurance switching continued the temporary means after in January of this year, three ministries and commissions such as the intersection of people and society department,etc. released " to flow " (hereafter referred to as " temporary means ") ,Stipulate from July 1 this year, effect an insurance no matter the worker " job-hop " Where does it get, medical insurance relation can " take away " . This " temporary means " made many people very excited for a time, thought the medical insurance can not be " sewn and continued " at last (used after a verb to indicate the completion of an action). However, implement " great limit " Will come, but the expert says that " it is very difficult to accomplish " . Where is the difficulty on earth? Recently, reporter visit the intersection of our province and relevant department, relevant person in charge think to effect an insurance, pay the fees service life could admit, conduct fund, transfer to and shift what is proportion mutually medical insurance, these critical problems have not been solved, even reached " great limit " ," temporary means " still may be only a scrap of paper. "Detailed to study carefully this method, can find a lot of substantive things were not implemented. " The persons in charge of related departments of the province say, since the country has produced this regulation, must try every means to solve in the place, our province has organized a group of experts to go to all parts to survey and study at present, several following problems of key research: Which some all right relations of medical insurance of switching of people to first, effect an insurance in the worker; Second, what switching, besides personal account, the pool fund will rotate, ext. how much; Third, effect an insurance and pay the fees all parts of service life can mutually admit, why recognize; Fourth, how to connect between different systems of effecting an insurance. Service life admit retired to enjoy treatment for lowest service life of paying the fees while being difficult mutually, the country does not have unified policies and regulations, most areas stipulate it was 15, but some places stipulate it was 10, or 20 years. As to the personnel changing the work among every city, though has participated in worker's medical insurance, but if the service life of paying the fees does not mutually recognize, fail to reach the lowest service life of paying the fees of medical insurance that the local regulation needs accumulating in every city, it is unable to enjoy the treatment of due medical insurance after retiring. The uncertain regional interests difficult equilibrium expert of the pool fund points out, the most key problem of relation switching of the medical insurance is " pool fund " ,But " the temporary means " make explanation any to the intersection of pool and fund, medical insurance pool fund turn, it is a lot of to shift the proportion, each side is unable to find out. Go ahead of the rest in the long triangular area (three provinces in Jiangsu and Zhejiang Provinces, Anhui) for half a year Worker's medical insurance relation is circulated and blocked here too, it is easy to change to produce over to and difficult. The reporter knows, the present medical insurance pool in all parts of the country is managed in the closed possession, even there is each pool in the same city too with the district. And the average salary of workers at their posts of the the every Overall Planning district is different, so pay the fees the base figure has differences. There is a one's own one in the the every Overall Planning district " The big plate " ,Accept and prop up now now, unable transformation. The personal hospitalization cost of the persons who effect an insurance is usually increased progressively with age, and it is retiring and no longer paying the medical insurance fund, so the medical insurance relation hopes to get and changes over to personnel's pool fund in the past receiving, so that pay its hospitalization cost increased calmly day by day. On the other hand, the medical insurance helps each other and helps function and depends on " rule of the great number " together ,The pool account fund that must think of leaving and effecting an insurance personnel originally producing, " plate " Enlarge. Bull manage all kinds of effect an insurance system to be difficult to connect as sponsor of joining from unemployed residents, while changing into the worker with fixed work, how does he transfer to worker's medical insurance from resident's medical insurance? Peasants work as a temporary labourer from countryside to the town, the unit does medical insurance for it, then how does he transfer agriculturally to worker's medical insurance jointly again? As he no longer works as a temporary labourer to get back to the countryside, how to become new and agricultural and shut from worker's medical insurance switching? The reporter knows, such question is nowadays still " long-standing " ,From country to the locality, the ones that do not have connect the method. "At present, working ensures the department to bear the medical insurance, the Ministry of Health manages the new rural cooperative medical service, not only resource department cuts apart, unable to share, make the pluralism in urban and rural areas of the medical insurance policy, bull managed the medical insurance. " There is be expert it say,this kinds of people for " restrict sb's activities to a designated area or sphere " The situation is not changed, three kinds of " outposts of the tax office " effecting an insurance between the systems Not just easy to get through. Who can rotate It is difficult to change over to the ground " Digest " "Medical insurance concern like the intersection of endowment insurance and relation, one of pension release odd thousand month, can basically be checked and calculated. And a leukemia, bone marrow transplant, treat up to a million easily expenses, the expenses are not controllable. " Province the intersection of related departments and person in charge say to reporter if medical insurance relation can free the switching, Su Bei all one's life serious disease, sponsor of ginseng, of area, it turns into medical terms to be fine the intersection of medical insurance and relation wiping out competent Su Nan at once, Su Nan is certainly too much to bear. "Just think, if several leukemia patients change quickly over to, treat Nanjing, or numerous the old age joins sponsors and rotates over, can the medical insurance fund of Nanjing be still able to stand? " This person in charge says, these are " abnormal " "job-hopper " ,Quilt at the intersection of switching and the intersection of medical insurance and relation " The card " . But relevant person reveal progressively from " flow normally obtain employment effect an insurance person " Make, condition of these human bodies is good, shift and continue the medical insurance relation because of working change, the medical insurance fund to changing over to can not form the risk. The expert proposes, can calculate the hospitalization cost expenditure situations of different age brackets smartly, and then confirm that the area of pool account fund of personnel is distributed the proportion to effect an insurance in view of the above. Namely the intersection of pool and money in the account, in certain proportion, give, produce change over to the ground. In addition, unify the policy standards and medical insurance treatment of all parts first, and then implement the transformation of the pool fund progressively, it is a more feasible operation route. Staff reporter Qi QingYan


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